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816 Manchester Road , Normal, IL 61761.
Welcome to the cottage! This home has all of the charm and character of a quaint chalet. As you enter, you are welcomed into the cozy dining/living room that has a lovely fireplace and wood floors. The kitchen has newer stainless steel appliances and an adjacent dining room with built-in shelving nooks. There is a spacious additional living room spanning the back of the house that is open, bright, and so fun! Enjoy this space with a second fireplace and lots of windows overlooking the patio and private backyard, where you will find raised garden beds for vegetables or flower of your choice. There are two bedrooms, and a full bath to finish off the main floor. The basement is semi-finished with a rec-room, laundry space, and lots of storage. There are so many quaint features...pocket door, phone alcove, wood floors, and a laundry chute. HVAC 2018, appliances 2018, and water heater 2025.
MLS ID: 12691703
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816 Manchester Road , Normal, IL 61761.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $205,000 | $205,000 | $205,000 |
| Down Payment | $41,000 | $7,175 | $51,250 |
| Monthly Mortgage Amount | $996 | $1,223 | $1,266 |
| Taxes | $285 | $285 | $285 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $90 | $0 |
| Monthly Estimated Total | $1,381 | $1,698 | $1,651 |
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