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620 Waterfall Lane, Elgin, IL 60124.
Some homes just check the boxes... This one delivers the space, comfort, and lifestyle you've been searching for! Whether you're hosting holiday dinners in the formal dining room, helping with homework at the kitchen counter, or working from the cozy comfort of your first-floor office, this home was designed to bring the household together while still giving everyone room to spread out. From the moment you step inside, you'll love the easy layout, spacious room sizes, and so much more! The heart of this home is the spacious kitchen, featuring stainless steel appliances, abundant cabinet space, and plenty of room for everything from busy weekday mornings to weekend gatherings. The open breakfast room flows directly to the family room, where you can slow down and relax beside the fireplace as you watch the seasons change outside. Upstairs, you'll find generously sized bedrooms, ample closet space, and a private primary suite complete with a beautifully appointed bath. It's the kind of space that makes unwinding at the end of the day peaceful and easy. You'll also love the enormous loft, which offers endless possibilities as a second family room, game room, or study area. Its size and layout also allow for easy conversion into a sixth bedroom if desired. A partially finished basement adds even more flexibility for a home gym, recreation room, playroom, media space, or all of the above! But I've saved the best for last: the backyard. Imagine sunny summer afternoons by the pool, evenings on the deck with friends, fresh vegetables from the raised garden beds, and weekends spent enjoying your own private retreat without ever leaving home! Located in highly sought-after District 301 and just minutes from Randall Road shopping, dining, parks, entertainment, Route 20, and I-90, this is more than a house-it's a place to create your next chapter. Make an appointment and get ready to fall in love today!
MLS ID: 12672405
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620 Waterfall Lane, Elgin, IL 60124.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $475,000 | $475,000 | $475,000 |
| Down Payment | $95,000 | $16,625 | $118,750 |
| Monthly Mortgage Amount | $2,309 | $2,834 | $2,935 |
| Taxes | $661 | $661 | $661 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $209 | $0 |
| Monthly Estimated Total | $3,109 | $3,843 | $3,735 |
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