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409 E Oak Street, Fairbury, IL 61739.
Say hello to this beautifully well-kept ranch home, all updated & ready to become yours! Move-in ready with 3 spacious bedrooms, 2 full bathrooms, and laundry on the main level, it's ideal for anyone wanting to avoid stairs for their main living needs. However, don't think here isn't fully finished basement below, because there is! Dry & versatile, you will find another beautiful living area with a wood burning fire place, several additional rooms, a 3rd full bathroom, and the furnace room which has a new high efficiency water heater & sump pump with a walk out door to the backyard. Speaking of backyard, the 100 x 150 lot boasts of a beautifully crafted privacy fence, a new shed with electrical ran to it, and a swing set. The back patio is also large & great for enjoying time outside. The 2 car attached garage was insulated last year in 2025 & additional parking is available on both side of the property with gravel lanes going from Oak street to the alley, providing wonderful additional access to the house. Within the last 10 years windows, furnace, & AC have all been replaced. Call today to make this home yours before it's gone!
MLS ID: 12658799
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409 E Oak Street, Fairbury, IL 61739.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $280,000 | $280,000 | $280,000 |
| Down Payment | $56,000 | $9,800 | $70,000 |
| Monthly Mortgage Amount | $1,361 | $1,670 | $1,730 |
| Taxes | $390 | $390 | $390 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $123 | $0 |
| Monthly Estimated Total | $1,851 | $2,283 | $2,220 |
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