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401 W Madison Street, Belvidere, IL 61008.
Welcome to this charming ranch home with a full basement, offering the perfect blend of comfort, functionality, and convenience-plus a brand-new roof recently installed for added peace of mind! Step inside to the spacious living room is filled with natural light from a large bay window, making it an inviting place to relax or entertain. Adjacent to the living room, the dining area flows to the kitchen, which features an electric cooktop, built-in wall oven, stainless steel refrigerator, and dishwasher, three generously sized bedrooms, all featuring beautiful hardwood flooring. The remainder of the main level showcases attractive wood laminate flooring, creating a warm and cohesive living space. The partially finished basement expands your living space with a large open recreation area offering endless possibilities for a family room, game room, fitness area, or hobby space. An additional flex room is perfect for a home office, workshop, or extra storage. The utility room includes a washer and dryer for added convenience. Enjoy outdoor living in the spacious backyard featuring a patio and ample room for gardening, entertaining, or simply unwinding. Mature landscaping and planting areas provide the perfect opportunity to create your own outdoor oasis. Significant updates include: NEW Roof (2026), most windows replaced, washer and dryer (2015/2016), dual-zone heating and air conditioning, water heater (2018), stove (2021), and dishwasher (2022). Ideally located near shopping, dining, parks, schools, and major transportation routes, this well-maintained home offers exceptional value and endless potential. Don't miss this wonderful opportunity to make it yours!
MLS ID: 12684018
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401 W Madison Street, Belvidere, IL 61008.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $249,900 | $249,900 | $249,900 |
| Down Payment | $49,980 | $8,747 | $62,475 |
| Monthly Mortgage Amount | $1,215 | $1,491 | $1,544 |
| Taxes | $348 | $348 | $348 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $110 | $0 |
| Monthly Estimated Total | $1,663 | $2,049 | $1,992 |
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