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15863 E 2120 North Road, Pontiac, IL 61764.
Nestled in a quiet country subdivision ending with a cul-de-sac, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and peaceful country living on 1.31 acres backing to a tranquil creek. The spacious eat-in kitchen features granite countertops, stainless steel appliances, and beautiful backyard views. Step out to the screened porch and enjoy the 2022 deck overlooking the serene setting. The primary suite includes two double closets and a relaxing jetted tub/shower combination. Bedroom 2 also offers a pair of double closets, while bedroom three features its own double closet. All bedrooms have brand-new carpet in June 2026. The office space could easily serve as a fourth bedroom, hobby room, or home office. Additional features include a partial basement with a family room and storage, pull-down attic storage with walkable space, a 2 car garage, garden shed, a 2023 roof, and a 2024 well pump. If you've been searching for a property that offers room to spread out, abundant storage, thoughtful updates, and a beautiful natural setting, this country gem is one you won't want to miss!
MLS ID: 12662966
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15863 E 2120 North Road, Pontiac, IL 61764.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $389,900 | $389,900 | $389,900 |
| Down Payment | $77,980 | $13,647 | $97,475 |
| Monthly Mortgage Amount | $1,895 | $2,326 | $2,409 |
| Taxes | $543 | $543 | $543 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $172 | $0 |
| Monthly Estimated Total | $2,552 | $3,155 | $3,066 |
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