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131 N Gadwall Lane, Downs, IL 61736.
Welcome to 131 Gadwall in Downs, located in the desirable Mallard Point subdivision and served by award-winning Tri-Valley schools. This spacious 4-bedroom, 3-full-bath home sits on an impressive 140x130 corner lot, offering nearly half an acre of outdoor space with a fully fenced yard. Inside, you'll appreciate the generous bedroom sizes, including a large main-floor primary suite measuring approximately 13x23. Bedrooms 2 and 3 are also oversized at approximately 12x19, providing excellent flexibility for bedrooms, office space, guests, or hobbies. With three full bathrooms, a large corner lot, and a sought-after subdivision setting, this home offers the space, location, and layout buyers are looking for in Downs. Most all flooring on main level and also painted 2026, Roof 2017, Water heater 2024, master flooring 2020, Range 2018, Dishwasher 2022, More pictures are coming soon, but don't wait for the crowd that will show up once they post!!
MLS ID: 12691469
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131 N Gadwall Lane, Downs, IL 61736.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $330,000 | $330,000 | $330,000 |
| Down Payment | $66,000 | $11,550 | $82,500 |
| Monthly Mortgage Amount | $1,604 | $1,969 | $2,039 |
| Taxes | $459 | $459 | $459 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $145 | $0 |
| Monthly Estimated Total | $2,163 | $2,673 | $2,598 |
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