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1261 Lake Summerset Road , IL 61019 • Residential - Single Family • Active

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Description

This 4-bedroom walkout ranch in the Durand School District features one of Lake Summerset's most popular floor plans, offering an open layout with excellent natural lighting and spacious rooms throughout. The home is in exceptional condition and includes a large family room with ample storage. The lower-level walkout provides two additional bedrooms, a full bath, and an under-deck patio. Ideally located near the front gate, beach, lodge, and marina, the property will also benefit from a new roof to be installed soon. The sale price includes the adjacent lot if desired, which adds $1,175 to the annual dues. Many furnishings can be included, and a boat, golf cart, and lawn tractor are available for negotiation. 6-19-2026 UPDATE.. new roof is installed and gutter & siding repair is in process.. if a color match is not available the home may be getting a "full wrap" of new siding. We'll know soon.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,256
Garage Size: 2
School District: Durand 322
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 3,256
County: Winnebago
Listed By:
Morgan Realty, Inc.
Rockford Board of Realtors

Room Information

Bedroom 1: 15.4 X 18 Level - Main
Bedroom 2: 13 X 16 Level - Main
Bedroom 3: 10.7 X 13.7 Level - Walk Out
Bedroom 4: 11 X 13.8 Level - Walk Out
Kitchen: 16 X 12.5 Level - Main
Living Room: 23 X 24 Level - Main
Dining Room: 14 X 11 Level - Main
Family Room: 45 X 22 Level - Walk Out
Bkfst Nook: 16 X 14 Level - Main
Laundry: 8 X 8 Level - Main
$379,000
Est. $2,480/mo
4beds
3baths
3,256sqft
2cars
Active
BEDS4 BATHS3 full SQUARE FEET3,256 MLS#202602401
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDurand 322
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Shown By

Brianna Bowman
 (319) 217-8974

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1261 Lake Summerset Road, Lake Summerset, IL 61019.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $379,000$379,000$379,000
Down Payment $75,800$13,265$94,750
Monthly Mortgage Amount $1,842$2,261$2,341
Taxes $527$527$527
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$167$0
Monthly Estimated Total $2,480$3,066$2,979

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/04/2026. The listing information on this page last changed on 07/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 07/04/2026 12:00:55 AM EST) or MRED MLS (last updated Fri 07/03/2026 11:57:56 PM EST) or SCWMLS (last updated Fri 07/03/2026 11:54:45 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/03/2026 10:17:09 PM EST) or Cedar Rapids MLS (last updated Fri 07/03/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Fri 07/03/2026 11:58:42 PM EST) or ICAAR MLS (last updated Fri 07/03/2026 11:37:26 PM EST) or ECIMLS (last updated Fri 07/03/2026 11:44:14 PM EST) or RMLSA (last updated Fri 07/03/2026 11:50:57 PM EST) or Muscatine MLS (last updated Fri 07/03/2026 11:45:12 PM EST) or No Coast MLS (last updated Fri 07/03/2026 11:54:21 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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